Pourquoi placer son épargne dans un PER Individuel (ou PERIN) ?
Issu de la loi PACTE (2019), Le plan d’Epargne Retraite Individuel (PERIN) est un nouveau venu parmi les produits d’épargne qui facilite la constitution d’un capital en vue de compenser les pertes de revenus inévitable lors de votre départ en retraite. Il remplace les anciens contrat tels que : PERP, Madelin, Préfon…
Le souscripteur pourra effectuer sur son PER aussi bien des versements libres que programmés, sans condition de montant pendant la phase d’épargne. Toutefois, seule une fraction, proportionnelle aux revenus du foyer fiscal, sera déductible de ces derniers.
Lorsque l’âge légal de départ en retraite se présentera ou à la liquidation des droits, le capital accumulé (versement + intérêts composés) sur le PER Individuel peut être au choix reversé sous forme de rente à vie (la rente viagère) ou en capital (le tout ou de manière fractionnée). Dans certains cas, dit cas de « force majeure », il est possible de libérer par anticipation, totalement ou partiellement le capital constitué.
Le PER , qu’est-ce que c’est ?
Le PER(IN) est un contrat d’épargne individuel qui peut être souscrit facultativement par tous , à n’importe quel âge et pour tous les types de régime (salarié, fonctionnaire, TNS, etc.), dans le but de constituer un capital ou une rente au départ en retraite.
Comme pour les assurances-vie, le PER est un contrat d’assurance de groupe, le plus souvent souscrit auprès d’une société d'assurance, d’une banque, d’un groupe de prévoyance… A ce titre il peut inclure des garanties complémentaires comme par exemple une couverture pour l’invalidité, le décès, la perte d’autonomie etc..
Comment verser sur son Plan d’Epargne Retraite ?
Votre contrat peut êtrealimenter par des versements volontaires, programmés ou libre, de manière classique mais aussi par le transfert depuis d’autres contrats notamment ceux ouverts dans l’entreprise de votre employeur (versement obligatoire en complémentaire retraite, participation, intéressement, CET..)
Selon la provenance de sommes, ces dernières seront versées dans des compartiments étanches, afin de déterminer in-fine la fiscalité, et les possibilités de déblocage. Les 3 compartiments d’un PER sont :
- Compartiment individuel
- Compartiment collectif (pour les versements des intéressements ou autres participations dans le cadre de l’entreprise)
- Compartiment obligatoire (complémentaire retraite des cadres par exemple)
Comment et quand récupérer des sommes versées sur Plan d’Epargne Retraite ?
Le PER individuel étant un outil d’épargne destiné à compenser la baisse des revenus au moment du départ en retraite, les mécanismes de récupération des capitaux peuvent s’activer au moment de la liquidation des droits à la retraite. Cette sortie peut se faire sous 3 formes :
- En rente versée à vie, la rente viagère
- En capital, récupérable dans sa totalité ou en fraction programmée ;
- Hybride, en mixant les deux options précitées, combinant rente viagère et versement d’un capital
- Ce choix, une fois informée par le dépositaire du contrat sera irrévocable.
Avant le départ en retraite, il est néanmoins possible de récupérer tout ou une partie du capital pour des motifs bien précis et prévus par le législateur afin de répondre à certains risques de la vie et autres besoins fondamentaux :
- Invalidité du titulaire, de ses enfants, de son époux ou épouse ou de son partenaire de Pacs
- Décès de l'époux ou l'épouse ou du partenaire de Pacs
- Expiration des droits aux allocations chômage
- Surendettement
- Pour les chefs d’entreprises, en cas de liquidation judiciaire
- Acquisition de la résidence principale (sauf pour les droits issus de versements obligatoires).
Le déblocage anticipé du PER se fait par courrier à l’adresse du gestionnaire du contrat avec les justificatifs suivant :
- Justificatif d'identité
- Relevé d'identité bancaire du compte sur lequel vous souhaitez obtenir le versement
- Justificatif de la situation exceptionnelle de déblocage anticipé que vous invoquez
PER, fiscalité et déductibilité des revenus
Les sommes alimentant un PER individuel au cours d'une année fiscale sont déductibles des revenus imposables de cette année, dans la limite du plafond global fixé pour chaque membre dufoyer.
Le plafond en question se détermine en gardant la condition la plus élevées :
- 10 % des revenus professionnels de N-1, nets de cotisations sociale et de frais professionnels, avec une déduction maximale de 32 419 €(80% du Plafond annuel de la sécurité sociale),
- Ou 4 052 €/ an si cettesomme est plus élevé que le calcul ci-dessus.
Exemple de versement sur un PERIN et d’économie d’impôt suite à la déduction fiscale :
![](data:image/png;base64,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)
NB : Pour les titulaires non imposables, il est intéressant de renoncer à la déduction fiscale. En effet, à la sortie en rentes et/ou en capital, les sommes récupérées bénéficieront d’une imposition allégée.
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